General Terms: Buyers Premium on All Purchases –4% Real Prop, 10% Personal Prop, 16% Online Bids. All Items must be paid for on sale day –NO EXEPTIONS.  Cash, 3% admin fee on all Credit Cards -Visa, MasterCard Accepted, Checks require a bank letter of guarantee, or prior approval and all merchandise must stay on site until check clears. All Personal Property Sold As Is, Where Is, No Guarantees or Exceptions. Auctioneer assumes no responsibility for description or quantities. Items are subject to change without notice. Announcements from the Auction Block take precedence over written word. Items must be removed day of sale unless prior arrangements have been made.